Requires $250,000 In Cash/Assets

https://www.doctorofcredit.com/wells-fargo-premier-2500-bank-or-investing-bonus-requires-250000-in-cash-assets/

有人开账户了吗？

Requires $250,000 In Cash/Assets

https://www.doctorofcredit.com/wells-fargo-premier-2500-bank-or-investing-bonus-requires-250000-in-cash-assets/

有人开账户了吗？

碌碌无为 发表于 2023-03-19 11:13

谢谢分享！比Chase多了500块呢。

看起来只有1%利息，那存cd不是更好么？cd现在有～5%了。还是有什么trick我不懂的？

回复 1楼碌碌无为的帖子

看起来只有1%利息，那存cd不是更好么？cd现在有～5%了。还是有什么trick我不懂的？

yunhao 发表于 2023-03-19 20:16

这25万刀可以放在CD或savings里。

only 45 days (put money in at 45th days, keep until 90th day). 2500/250000=(1%X 360/90)*2=8%

saving account rate 1%. total 9%

you need to make sure you do qualify.

control the timing.

this is actually a great promotion:

1) you can open a 3-month CD (about 4%)

2) you can open a no-commission brokerage account (you can put 250k in brokerage to qualify), then buy market rate CD.

250K is only for 45 days.

thus it is the annualized rate of 1% X 360/45=8% + whatever the CD rate you can get (4%)=12%