关于wash sale

比如个人交税账号100股, 退休账号200股同样的股票, 全部亏损卖出后300股，不到30天在退休账户买回200股. 这样算wash sale 吗，会影响个人账户take a loss for tax return吗？谢谢！ 

你的个人账户100股算wash sale, 退休账户不算

我觉得不算，看下面的例子 https://www.firstrade.com/resources/tax-center/wash-sales#

Wash Sale

If the customer sells 200 shares at a loss but has bought the same security within 30 days before or 30 days after the sell, then the sale is a wash sale. If the buy was for 100 shares, only the loss on 100 of the 200 share sale is disallowed and applied to the replacement shares. The customer is allowed a loss on the other 100 shares.

不算吧

IRA退休账户算，我被罚过， 401k不知道

IRA退休账户算，我被罚过， 401k不知道

sepcummins 发表于 2023-11-20 21:31

不理解怎么会被罚?

顶多就是不能 claim loss for tax return purpose for taxable account 吧。或者在taxable account 买回同样的股数，损失会折算到新买股票的成本里。

my case was sold in taxable account with a loss and bot back in IRA